Last updated: 18 Aug 2026
Effective date: 18 Aug 2026
This Payment Policy applies to all orders placed through https://www.nextwayapparel.com (the "Site"), the Nextway Apparel online store.
1. Currency and Pricing
1.1 All prices displayed on the Site and at checkout are in US Dollars (USD $).
1.2 Prices displayed on product pages do not include sales tax. Applicable sales tax is calculated at checkout based on your shipping address and the tax laws of your state.
1.3 No surcharges are added at checkout beyond applicable sales tax. There are no hidden fees, handling charges, or credit card surcharges.
1.4 Standard shipping within the United States is free on every order (see our Shipping Policy).
2. Accepted Payment Methods
Nextway Apparel accepts the following payment methods at checkout:
- Visa
- Mastercard
- American Express
- Discover
- Apple Pay
- Google Pay
- Shop Pay
- PayPal
2.1 We do not currently accept cash, check, bank transfer, cryptocurrency, or Buy Now Pay Later (BNPL) services.
2.2 The payment methods available to you at checkout may depend on your device and browser. The full list above will be displayed on the checkout page.
3. Payment Security
3.1 All payments are processed through PCI-DSS compliant payment processors (Shopify Payments and the card networks' own tokenization services).
3.2 Nextway Apparel never sees, handles, or stores your full credit card, debit card, or third-party wallet card numbers. Card data is transmitted directly from your browser or device to the payment processor over TLS/SSL encryption.
3.3 For Apple Pay and Google Pay, payment authorization is handled by your device's secure element. Nextway Apparel receives only the transaction result, not your underlying card details.
3.4 The Site is served over HTTPS with a valid TLS certificate on every page, including the checkout.
4. When Payment Is Taken
4.1 Your payment method is charged in full at the time you place your order.
4.2 Your order confirmation email acknowledges that we have received your order and your payment has been successfully processed. Under our Terms of Service, a binding contract is formed only when we ship your order.
4.3 If we are unable to fulfill your order for any reason — for example, a pricing error, an out-of-stock product, or a fraud-screening hold we cannot resolve — we will contact you and refund the payment in full within 5 business days. No partial or handling fee will be deducted.
5. Failed or Declined Payments
5.1 If your payment is declined by your card issuer or payment processor, your order will not be placed and no contract is formed.
5.2 Common reasons for a declined payment include insufficient funds, card expiry, a daily transaction limit, incorrect payment information, or your card issuer's fraud prevention hold. Please contact your card issuer if you are unsure why a payment was declined.
5.3 If a payment initially succeeds but is later reversed by the card issuer (for example, due to a fraud investigation opened after dispatch), we reserve the right to cancel the order and recover the product, in accordance with our Terms of Service.
6. Fraud Screening
6.1 Every order placed on the Site is automatically screened by Shopify's fraud analysis tools for indicators of payment fraud, card testing, or identity fraud.
6.2 If an order is flagged for review, we may contact you to verify your identity or the legitimacy of the payment before dispatch. We may ask for identification matching the billing address or the cardholder's name.
6.3 If we cannot verify the order, we may cancel it and refund the payment in full. We will not dispatch a product we reasonably believe has been ordered using fraudulent payment information.
7. Refunds
7.1 Refunds are processed in accordance with our Refund Policy.
7.2 All refunds are issued to the original payment method used for the order. We do not refund to an alternative card, a different account, or by store credit unless you specifically request store credit.
7.3 Once a refund has been processed by us, your card issuer or payment provider typically takes 3–5 business days to reflect the refund in your account. This timeframe is controlled by your card issuer, not by Nextway Apparel.
8. Chargebacks and Payment Disputes
8.1 If you believe a charge is incorrect or unauthorized, please contact us first at support@nextwayapparel.com. In most cases, we can resolve the issue directly and far more quickly than through your card issuer.
8.2 If you initiate a chargeback with your card issuer without contacting us first, your order may be placed on hold while we respond to the dispute. This can delay legitimate refunds and remedies.
8.3 Nothing in this Section 8 limits your rights under applicable consumer protection law or your rights as a cardholder under your card network's rules.
9. Sales Tax Receipts
9.1 Nextway Apparel will issue a sales-tax-inclusive receipt for every order placed on the Site where tax applies.
9.2 Your order confirmation email serves as your receipt of purchase, showing the sales tax charged based on your shipping state.
9.3 If you need a copy of your receipt for a prior order, please email support@nextwayapparel.com with your order number.
10. How to Contact Us
If you have any questions about this Payment Policy, please contact us:
- Company Name: Nextway Apparel
- Business Address: 17350 State Hwy 249 Ste 220, Houston, TX 77064, United States
- Phone: +1 832-263-0836
- Customer Support Email: support@nextwayapparel.com
- Support hours: Monday – Friday, 9:00 AM – 5:00 PM CT